In the past, we have looked at some useful Excel spreadsheet templates for family budgets 7 Useful Excel Sheets to Instantly Improve Your Family's Budget 7 Useful Excel Sheets to Instantly Improve Your Family's Budget It's not always easy to set up a family budget, but these seven templates will give you the structure you need to get started.
Where the Family Monthly Budget Planner differs is that it has even more prompts, and two sections for each item: projected expense and actual expense.
Once you fill up the sheet, the Family Monthly Budget Planner calculates your projected and actual finances, and plots them in a simple-to-understand bar graph.
The Epic Family Budget Template may not give you such high savings, but if nothing else, you'll learn the art of budgeting.
The Baby Budget Planner works on an annual basis and not monthly, which makes more sense since the costs for your child will change after each year.
Finance guru Dave Ramsey is known for his philosophy of not having any balance amount when you start your monthly budget, because he says it's wiser to put it away for the debt snowball effect 7 Baby Steps to Finally Start Saving and Budgeting Your Money with EveryDollar 7 Baby Steps to Finally Start Saving and Budgeting Your Money with EveryDollar EveryDollar is made by personal finance guru Dave Ramsey.
Do you prefer to use smart apps to manage your budget or do you rely on a good old Excel sheet for your finances? Or is using both together the best option - apps for daily tracking and spreadsheets for monthly? Tell us your thoughts in the comments below.